Mobile Homes For Sale in Santa Cruz County Real Estate Statistics
| Average Price | $463K |
|---|---|
| Lowest Price | $59K |
| Highest Price | $1.1M |
| Total Listings | 60 |
| Avg. Price/SQFT | $393 |
Property Types (active listings)
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About Mobile Homes For Sale in Santa Cruz, CA
Mobile homes are generally classified as personal property rather than real estate, resulting in different financing and tax structures compared to traditional homes with permanent foundations. Personal property taxes are typically much lower than the real estate taxes paid on a regular home, though the exact rates can vary by location. Similarly, the rules and fees associated with living in a mobile home community may resemble those of a homeowner’s association (HOA).
Mobile homes have become an increasingly popular housing option in the seaside city of Santa Cruz, California. These compact, self-contained dwellings provide an affordable and flexible living solution for residents of this picturesque coastal community.
Santa Cruz's mobile home parks are nestled amidst the region's lush redwood forests and rolling hills, offering residents a tranquil retreat from the bustle of the downtown area while still providing easy access to the city's vibrant cultural attractions, pristine beaches, and abundant outdoor recreation.
Many mobile home owners in Santa Cruz are retirees or young families drawn to the community's laid-back, bohemian vibe, valuing the ability to customize their living spaces and enjoy a more modest, sustainable lifestyle. The mobile homes themselves range greatly in size, style, and amenities, from cozy one-bedroom units to sprawling multi-level models with features like attached garages, expansive decks, and state-of-the-art appliances.
Sited on neatly landscaped lots, these mobile home communities foster a strong sense of neighborly camaraderie, with residents bonding over shared interests, communal facilities, and a mutual appreciation for Santa Cruz's unparalleled natural beauty.
For those seeking an affordable, flexible, and uniquely Californian way of life, mobile homes have become an increasingly attractive housing option in this vibrant coastal city.
What are the Advantages of Manufactured Homes?
- Mobile homes are generally more affordable than traditional single-family homes.
- Many mobile homes offer ample living space and can be quite roomy.
- Mobile homes are typically situated in dedicated communities where owning a conventional home would be prohibitively expensive.
- For those looking to reside in high-cost areas, a mobile home may provide a more accessible housing option.
- Mobile homes may depreciate over time, unlike traditional home ownership, not true in Northern California.
- Newer mobile home models frequently come with upgraded interiors and open floor plans that maximize the available square footage.
Unlike regular homes, mobile homeowners are not taxed on the land itself - the taxes are often bundled into the lot rent. Many mobile home communities also prioritize a strong sense of community, with features like security measures (gated entrances, on-site personnel) and shared amenities (pools, playgrounds, community centers) that foster neighbor interactions.
This close-knit atmosphere means mobile home residents often look out for one another, creating a family-friendly environment. Families with children may find it easier to connect with others of similar ages, as the community nature of these parks encourages getting to know your neighbors.
What are the Disadvantages of Mobile Homes?
The interior of a mobile home can be surprisingly spacious, but outdoor space is often limited. Most manufactured home community residents have small yards, restricting options for activities like gardening or letting pets roam freely. This may be a dealbreaker for those who value a large backyard or the ability to expand their home. Living in a mobile home typically means downsizing, regardless of size or model. With no basement or attic, storage space is frequently limited, requiring residents to adopt a minimalist approach or rent off-site storage.
Sharing a mobile home with multiple people can feel cramped and compromise privacy. Securing a mortgage for a mobile home is also more challenging than for a traditional or modular home. Many lenders are hesitant to offer mobile home loans, and when they do, they often require higher interest rates and down payments. This poses an especially heavy burden for first-time homebuyers, who may have to resort to less favorable chattel loans rather than traditional mortgages.
Manufactured Homes/Tiny Homes on Land
Mobile homes, often referred to as manufactured homes, provide a more affordable option compared to traditional site-built houses. Prospective buyers can choose from a range of mobile home styles, including single-wide, the double-wide, and the modern tiny house. However, mobile home living comes with its own set of advantages and disadvantages that should be carefully considered. Prospective buyers should factor in the costs of moving the mobile home on to land you own, including the installation of utilities, and pouring an engineered foundation.
Mobile Home Communities in Santa Cruz County
Community Park Name |
Address |
Phone |
Age |
Est. Rent or HOA |
Ownership |
Buy-In |
APN |
Amenities |
| Aptos | ||||||||
| Aptos Knolls | 600 Trout Gulch Rd., Aptos, CA 95003 | 831-420-7453 | 55+ | $800.00 | Co-Op | $3,000.00 | 041-571-01-Sp# | Pool/CH |
| Aptos Pines | 7515 Freedom Blvd., Aptos, CA 95003 | 831-688-5444 | All | $239.00 | Land Owned | N/A | TBD | Pool/CH |
| Blue Pacific | 220 Mar Vista Dr., Aptos, CA 95003 | 831-475-0335 | All | $557.00 | Co-Op | $55,000 | 08-081-14-Sp# | Pool/CH |
| Palm Terrace Estates | 2711 Mar Vista Dr., Aptos, CA 95003 | 831-607-9711 | All | $680.00 | Co-Op | 039-191-24-Sp# | CH | |
| Seacliff MHP | 2700 Mar Vista Dr., Aptos, CA 95003 | 831-688-6824 | 55+ | $443.00 | Co-Op | 039-201-22-Sp# | Pool/CH | |
| Ben Lomond | ||||||||
| Redwoods on the River | 265 Brown Gables Rd., Ben Lomond, CA 95005 | 831-336-5182 | All | unavailable | Rent monthly | N/A | 078-11-21-Sp# | none |
| Sequoia Village | 12540 Central Ave., Ben Lomond, CA 95005 | 831-338-6586 | All | unavailable | Rent monthly | N/A | 081-253-24-Sp# | none |
| Boulder Creek | ||||||||
| Forest Glen Park | 18285 China Grade Rd., Boulder Creek, CA 95006 | 562-421-9341 x3 | All | $400.00 | Rent monthly | N/A | 086-092-10-Sp# | none |
| Capitola | ||||||||
| Brookvale Terrace | 300 Plum St., Capitola, CA 95010 | 831-475-9499 | All | $345.00 | Land Owned | N/A | TBD | Pool/CH |
| Cabrillo Estates | 930 Rosedale Ave., Capitola, CA 95010 | 408-727-8734 | All | $650.00 - $1000.00 | Rent monthly | N/A | 036-031-32-Sp# | CH |
| Loma Vista Estates | 4425 Clares St., Capitola, CA 9500110 | 831-476-3165 | 55+ | $454.00 | Co-Op | ZERO | 034-651-04-Sp# | CH |
| Surf & Sand | 750 47th Ave., Capitola, CA 95010 | 831-475-5815 | All | $2400.00 - $3200.00 | Rent monthly | N/A | 034-761-Sp# | none |
| Tradewinds | 4160 Jade St., Capitola, CA 95010 | 831-475-6740 | 55+ | $165.00 | Land Owned | N/A | TBD | Pool/CH |
| Turner Laner | 920 Capitola Ave., Capitola, CA 95010 | 831-688-0500 | All | $200.00 | Land Owned | N/A | TBD | CH |
| Wharf Manor | 2155 Wharf Rd., Capitola, CA 95010 | 831-420-0202 | All | $590.00 | Co-Op | call for fee | 034-241-11-Sp# | CH |
| Corralittos | ||||||||
| Rancho Corralitos MHP | 270 Hames Rd., Corralitos, CA 95076 | 831-722-6515 | 55+ | $250.00 | Co-Op | $9,000.00 | 107-173-39-Sp# | Pool/CH |
| Felton | ||||||||
| Fall Creek MHP | 6831 Hwy 9, Felton, CA 95018 | 831-727-8734 | 55+ | $650.00 | Rent monthly | N/A | 071-172-11-Sp# | none |
| Smithwoods Resort | 4770 Hwy 9, Felton, CA 95018 | 831-335-4321 | All | $400.00 | Rent monthly | N/A | 064-281-05-Sp# | Pool/CH |
| Santa Cruz | ||||||||
| Antonelli Mobile Manor | 2655 Brommer St., Santa Cruz, CA 95062 | 831-476-9100 | 55+ | $300.00 | Co-Op | ZERO | 029-201-15-Sp# | Pool/CH |
| Bay Mobile Park | 925 38th Ave., Santa Cruz, CA 95062 | 831-475-7899 | All | $350.00 | Rent monthly | N/A | 032-041-56-Sp# | CH |
| Bay Village MHP | 825 38th Ave., Santa Cruz, CA 95062 | 831-475-7899 | All | $350.00 | Rent monthly | N/A | 032-041-59-Sp# | CH |
| Beach Comber | 2627 Mattison Ln., Santa Cruz, CA 95062 | 831-438-5725 | All | $400.00 | Co-Op | ZERO | 029-051-50-Sp# | CH |
| Blue & Gold Star | 1255 38th Ave., Santa Cruz, CA 95062 | 831-475-1620 | All | $430.00 | Rent monthly | N/A | 031-161-24-Sp# | CH |
| Castle Mobile Estates | 1099 38th Ave., Santa Cruz, CA 95062 | 831-475-7334 | All | $900.00 | Rent monthly | N/A | 034-171-06-Sp# | none |
| Clearview Court | 170 W. Cliff Dr., Santa Cruz, CA 95060 | 408-938-6357 | All | $1,500.00 | Rent monthly | N/A | 004-081-16-Sp# | none |
| DeAnza Santa Cruz | 2395 Delaware Ave., Santa Cruz, CA 95060 | 831-423-8660 | 40+ | $2800.00 - $5900.00 | Rent monthly | N/A | 003-341-06-Sp# | Pool/CH |
| El Rio Mobile Park | 2120 N. Pacific Ave., Santa Cruz, CA 95060 | 831-423-9494 | All | $432.00 | Co-Op | $4,348.00 | 008-311-36-Sp# | CH |
| Garden Lane Mobile Living | 692 38th Ave., Santa Cruz, CA 95062 | 831-596-5969 | All | $450.00 | Rent monthly | N/A | 032-091-41-Sp# | none |
| Homestead Park | 2355 Brommer St., Santa Cruz, CA 95062 | 831-476-8644 | 55+ | $200.00 | Co-Op | TBD | 029-201-11-Sp# | CH |
| Live Oak Park | 1625 Brommer St. Santa Cruz, CA 95062 | 408-234-6746 | All | $485.00 | Rent monthly | N/A | 026-257-11-Sp# | none |
| Ocean Breeze MHP | 2565 Portola Dr., Santa Cruz, CA 95062 | 408-727-8734 | All | $600.00 | Rent monthly | N/A | 028-091-42-Sp# | none |
| Opal Cliffs MHP | 890 38th Ave., Santa Cruz, CA 95062 | 831-475-7899 | All | $420.00 | Rent monthly | N/A | 032-051-26-Sp# | CH |
| Pacific Family | 1730 Commercial Way, Santa Cruz, CA 95062 | 831-438-5725 | All | $500.00 | Rent monthly | N/A | 025-161-13-Sp# | none |
| Pine Knoll Mobile Manor | 2546 Capitola Rd., Santa Cruz, CA 95062 | 831-475-0559 | All | $500.00 | Rent monthly | N/A | 029-151-18-Sp# | none |
| Pleasant Acres MHP | 1770 17th Ave., Santa Cruz, CA 95062 | 831-438-5725 | All | $450.00 | Rent monthly | N/A | 029-101-40-Sp# | none |
| Pleasure Point Mobile Manor | 720 26th Ave., Santa Cruz, CA 95062 | 831-476-4343 | All | $455.00 | Rent monthly | N/A | 028-202-23-Sp# | Pool/CH |
| Ranchito Seniors MHP | 998 38th Ave., Santa Cruz, CA 95062 | 831-460-6102 | 62+ | $270.00 | Rent monthly | N/A | 032-051-11-Sp# | CH |
| Shangri La Estates | 1040 38th Ave., Santa Cruz, CA 95062 | 831-475-7494 | All | $465.00 | Rent monthly | N/A | 032-022-19-Sp# | none |
| Shoreline Estates | 1555 Merrill St., Santa Cruz, CA 95062 | 831-475-7031 | 55+ | $560.00 | Rent monthly | N/A | 027-261-29-Sp# | Pool/CH |
| Snug Harbor MHP | 560 - 740 38th Ave., Santa Cruz, CA 95062 | 831-475-1620 | All | $475.00 | Rent monthly | N/A | 032-075-15-Sp# | none |
| Sorrento Oaks | 800 Brommer St., Santa Cruz, CA 95062 | 831-476-0101 | 55+ | $246.00 | Co-Op | ZERO | 026-661-01-Sp# | CH |
| Trailer Haven | 2630 Portola Dr., Santa Cruz, CA 95062 | 831-475-7322 | All | $390.00 | Rent monthly | N/A | 028-202-26-Sp# | none |
| Villa Santa Cruz | 2435 Felt St., Santa Cruz, CA 95062 | 831-62-8013 | 55+ | $280.00 | Co-Op | ZERO | 028-021-70-Sp# | Pool/CH |
| Voyage West MHP | 3710 Gross Rd., Santa Cruz, CA 95062 | 831-475-0335 | All | $568.00 | Rent monthly | N/A | 031-052-16-Sp# | none |
| Yacht Harbor Manor | 1190 7th Ave., Santa Cruz, CA 95062 | 831-475-5150 | All | $485.00 | Rent monthly | N/A | 026-651-04-Sp# | Pool/CH |
| Scotts Valley | ||||||||
| Forest Hills MHP | 4121 Scotts Valley Dr., Scotts Valley, CA 95066 | 831-354-8591 | 55+ | $450.00 | Rent monthly | N/A | 022-561-02-Sp# | none |
| Montevalle of Scotts Valley | 552 Bean Creek Rd., Scotts Valley, CA 95066 | 831-438-1309 | 55+ | $485.00 | Land Owned | N/A | TBD | Pool/CH |
| Mountain Brook | 6011 Scotts Valley Dr., Scotts Valley, CA 95066 | 831-426-8013 | All | $200.00 | Co-Op | ZERO | 023-121-09-Sp# | CH |
| Scotts Valley Park | 5344 Scotts Valley Dr., Scotts Valley, CA 95066 | 831-475-0335 | All | $550.00-$758.00 | Rent monthly | N/A | 022-042-10-Sp# | none |
| Spring Lakes Park | 225 Mt. Hermon Rd., Scotts Valley, CA 95066 | 831-438-2407 | 55+ | $350.00 | Co-Op | $30,000.00 | 021-021-28-Sp# | Pool/CH |
| Vista del Lago | 444 Whispering Pines Dr., Scotts Valley, CA 95066 | 831-438-4840 | All | $1,200.00 | Rent monthly | N/A | 021-041-05-Sp# | Pool/CH |
| Soquel | ||||||||
| Alimur Park | 4300 Soquel Dr., Soquel, CA 95073 | 831-475-0335 | All | $625.00 | Co-Op | $85,000.00 | 030-131-23-Sp# | Pool/CH |
| Carriage Acres | 999 Old San Jose Rd., Soquel, CA 95073 | 831-475-6653 | All | $525.00 | Rent monthly | N/A | 102-191-04-Sp# | CH |
| Cliffwood Estates | 3200 Cliffwood Dr., Soquel, CA 95073 | 831-438-5725 | 55+ | $190.00 | Co-Op | ZERO | 037-113-25-Sp# | CH |
| Country Villa Estates | 2630 Orchard St., Soquel, CA 95073 | 831-462-8013 | All | $525.00 | Co-Op | N/A | 037-171-05-Sp# | CH |
| Old Mill Park | 3060 Porter St., Soquel, CA 95073 | 831-818--2215 | All | $560.00 | Rent monthly | N/A | 030-082-35-Sp# | none |
| Orchard Lane MHP | 2750 Orchard Ln., Soquel, CA 95073 | 510-325-2979 | All | $400.00 | Rent monthly | N/A | 037-171-09-Sp# | CH |
| Rodeo Estates | 100 N. Rodeo Gulch Rd., Soquel, CA 95073 | 831-476-6242 | 55+ | $575.00 | Rent monthly | N/A | 030-051-24-Sp# | Pool/CH |
| Soquel Glen MHP | 5470 Soquel Dr., Soquel, CA 95073 | 831-476-5044 | 55+ | $510.00 | Rent monthly | N/A | 037-181-10-Sp# | Pool/CH |
| Watsonville | ||||||||
| Colonial Manor | 525 Airport Blvd., Watsonville, CA 95076 | 831-724-1036 | All | $550.00 | Rent monthly | N/A | 015-321-02-Sp# | CH |
| Freedom MHP | 1954 Freedom Blvd., Watsonville, CA 95076 | 831-425-0333 | All | $200.00 | Rent monthly | N/A | 014-131-01-Sp# | none |
| Green Valley Village | 501 S. Green Valley Rd., Watsonville, CA 95076 | 831-722-6766 | All | $450.00 | Rent monthly | N/A | 015-191-05-Sp# | Pool |
| Meadows Manor | 49 Blanca Ln., Watsonville, CA 95076 | 831-724-2524 | All | $650.00 | Rent monthly | N/A | 019-273-01-Sp# | Pool/CH |
| Monterey Vista | 144 Holm Rd., Watsonville, CA 95076 | 559-977-5622 | All | $550.00 | Rent monthly | N/A | 015-101-10-Sp# | Pool/CH |
| Pinto Lake Mobile Estates | 789 Green Valley Rd., Watsonville, CA 95076 | 831-724-3333 | All | $575.00 | Rent monthly | N/A | 050-041-50-Sp# | Pool/CH |
| Portola Heights Mobile Estates | 1007 Freedom Blvd., Watsonville, CA 95076 | 831-724-4909 | All | $700.00 | Rent monthly | N/A | 016-491-05-Sp# | Pool/CH |
| Rancho Cerritos MHP | 2120 Krajl Dr., Watsonville, CA 95076 | 831-722-5391 | All | $800.00 | Rent monthly | N/A | 016-451-01-Sp# | Pool/CH |
Mobile Home Lenders
| MH Lenders | Contact/Email | Phone |
| Bay Federal | Erin Davidson | 831-477-8543 |
| Santa Cruz Community CU | 831-425-7708 | |
| Cross Country Mortgage | Jean Adams | 408-250-4550 |
| Karma Mortgage Solutions | Karen Shipley | 408-489-8334 |
| MHM | Rob LaMonica | (707) 346-4331 |
| Mobile Homes 4U | Kathy Edmondson | 1-800-520-3191 |
| Murphy Bank | Gary Kong | 559-225-0318 |
| First Pacific Financial | Christy Snow | 800-460-0019 |
| Santiago Financial | Chris Belt | 714-315-8302 |
| US Financial Network | Joe Tobey | 800-655-9044 |
| Community West Bank | Clay Dickens | &805-692-4429 |
| 21st Mortgage Co | 800-955-0021 | |
| Dove Financial | Bob Berthiaume | 714-508-0780 |
| MH Loans Corporation | Rory Manning | 888-809-1145 |
| Triad Financial Services | 866-321-3153 |
Frequently Asked Questions About Santa Cruz County Manufactured & Mobile Homes
What is the average price of a manufactured home in Santa Cruz County?
The average purchase price for a manufactured home in a local park is approximately $465,000. Entry-level homes start around $59,000, while high-end, newly built triple-wide units in premier oceanfront or highly exclusive resident-owned communities (ROCs) and co-ops range from $750,000 to over $1.1 million.
What is the difference between a land-lease park and a resident-owned community (ROC)?
In a traditional land-lease park, you own the home's structure but rent the underlying plot of land from a park owner via monthly space rent. In a Resident-Owned Community (ROC) or co-op, buyers purchase the home along with a fractional share or membership in the land-owning corporation, giving residents collective control over park operations and eliminating traditional landlord space rent.
Does Santa Cruz County have mobile home rent control?
Yes. Most local jurisdictions within Santa Cruz County—including the county's unincorporated areas, the City of Santa Cruz, Scotts Valley, and Capitola—maintain local Mobilehome Rent Stabilization Ordinances. These consumer protection laws strictly regulate and cap the amount a park owner can increase monthly space rent each year.
What monthly fees should buyers budget for besides the mortgage?
Buyers must account for monthly park fees. In land-lease communities, this consists of space rent (which often covers park maintenance and clubhouse access). In resident-owned co-ops, buyers pay a monthly Homeowners Association (HOA) or maintenance fee, which is typically significantly lower because there is no external landlord profit margin.
What are the rules regarding park approval for prospective buyers?
Before completing a purchase, all buyers must secure formal park management approval. This process involves a background check, credit evaluation, and income verification to ensure the buyer meets the park's specific financial guidelines (such as verifying that the buyer's monthly income is at least 3x the space rent plus mortgage payment).
Are there age restrictions in Santa Cruz manufactured home parks?
The county features a balanced mix of "All-Age" (family) communities and "55+" (or 40+/62+) senior communities. Senior parks require at least one permanent resident per household to meet the age threshold, and they typically enforce rules regarding guest stays to maintain a quiet lifestyle footprint.
How do I finance a manufactured home in a park?
Because the home structure is classified as personal property (chattel) when located on leased land without a permanent real property land conversion, traditional conventional mortgages generally do not apply. Instead, buyers utilize specialized chattel loans or loans from dedicated manufactured housing lenders.
What property taxes do I pay on a manufactured home in a land-lease park?
Manufactured homes situated on leased land are taxed either through local county personal property tax assessments (administered by the County Assessor) or through California HCD (Housing and Community Development) license fees. Because you do not own the underlying land in a land-lease park, your annual property tax bill is typically significantly lower than that of a traditional single-family house.
Can I install a brand-new manufactured home on an existing park lot?
Yes. Many buyers purchase older, obsolete units specifically to remove them ("replacement homes") and install a modern, factory-built double-wide or triple-wide home. Replacement projects require coordinating lot dimensions, utility hookups, and setbacks with park management, local building departments, and California HCD permits.
What is HCD registration versus county land titling for mobile homes?
Mobile and manufactured homes placed in parks are registered and titled under the California Department of Housing and Community Development (HCD) rather than the local county recorder's office, similar to vehicle or marine titling. However, if a manufactured home is placed on private fee-simple land and attached to an engineered foundation (Form 433A), it converts to real property recorded with the county.
What happens to space rent when a mobile home in a land-lease park is sold?
Under local Mobilehome Rent Stabilization Ordinances (such as in Santa Cruz County, Capitola, and Scotts Valley), space rent increases upon a ownership transfer are strictly regulated by "vacancy control" guidelines. Depending on the specific municipal ordinance, rent may remain capped or undergo a regulated, formulaic adjustment rather than jumping to open market rates.
Are pets allowed in Santa Cruz County mobile home communities?
Most mobile home communities in Santa Cruz County allow pets, but each park enforces its own specific pet policy. Regulations often limit the number of pets (typically 1 or 2 per household), specify weight restrictions (e.g., under 25–35 lbs), and restrict certain breeds in community areas.
What structural inspections are recommended when buying a pre-owned manufactured home?
Buyers should hire a licensed home inspector experienced in manufactured housing. Essential inspection areas include the pier and leveling support system, subfloor integrity, roof membrane condition, plumbing lines (checking for polybutylene piping), electrical panel capacity, and furnace/HVAC ductwork under the chassis.
Can mobile homes in Santa Cruz County be used as short-term vacation rentals (Airbnb/VRBO)?
Generally, no. Nearly all mobile home park leases, co-op bylaws, and HOA rules strictly prohibit short-term rentals to protect community security, parking availability, and residential character. Most parks require homes to be owner-occupied or require long-term tenant leases approved by park management.
What community amenities are available in top Santa Cruz mobile home parks?
Premier manufactured home communities across Capitola, Scotts Valley, and Santa Cruz offer resort-style amenities including heated swimming pools, hot tubs, clubhouses with catering kitchens, game rooms, dog parks, car wash bays, organized social events, and walking trails along ocean bluffs or redwood creeks.
How do land-owned (fee-simple) mobile home lots differ from co-ops and land-leases?
In a land-owned (fee-simple) mobile home park (such as Brookvale Terrace in Capitola or Aptos Pines), you own both the manufactured structure and the specific parcel of real estate beneath it. This structure qualifies for standard conventional real estate mortgages and traditional property deed recording.
How do I start searching for mobile and manufactured homes in Santa Cruz County?
You can browse active, real-time MLS listings directly on this page filtered by community type, location, and price point. For guidance on park approvals, co-op buy-in fees, or lender recommendations, contact regional specialist and Seniors Real Estate Specialist (SRES®) Paul Burrowes at 831-295-5130 or visit Burrowes.com.
"Selling a mobile or manufactured home in Santa Cruz County? Check out our Santa Cruz Mobile Home Seller Guide to navigate park approvals, HCD regulations, and buyer financing."

