Inside this Article:

  • Who Are These Cash Buyers?
    • Drivers of All-Cash Purchases

Back Patio of a home in Santa Cruz

Mortgage interest rates have risen from their all-time lows in recent years, and the percentage of buyers who pay cash is growing.  Whether in outlying areas like San Lorenzo Valley and Scotts Valley or in town centers like the City of Capitola, there has been a noticeable upsurge in the number of property transactions completed entirely with cash over the past few months. Since October 2022, people who bought homes without the help of loans have made up more than 25% of the nation's real estate market. The percentage of homes sold in January 2024 reached a record-breaking 32% , the highest since June 2014, when a sizable chunk of the market…

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Inside this Article:

  • Are Santa Cruz Homes for Sale Selling Quickly and Easily?
    • Invest in Upgrades
    • Work on Curb Appeal
    • Get a Proper Pre-Listing Inspection
    • Choose the Right Selling Method: Work with a Real Estate Professional
    • Analyze Your Property Market Comparable
    • Stage Your House for Sale
    • Market Your Home Listing Well
    • Know Your Closing Obligations
    • Not Sure How to Sell Your House Fast: Work with A Trusted Expert!

Backyard of home in Capitols, CA

Although you may have heard claims such as 'homes for sale in Santa Cruz, CA, are moving quickly' or homes for sale in Aptos, CA, are in great demand,' the crucial question remains: will your property sell just as swiftly? However, do not panic, as this article will come in handy!

Are Santa…

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Inside this Article:

  • Capital Gains Real Estate Tax?
    • Short and Long-term Capital Gains Tax When Selling a House or Commercial Property
  • How does Capital Gains Tax Work on Real Estate?
    • Can You Limit Your Capital Gains Taxes on Real Estate?

Home in the Santa Cruz Mountains

Santa Cruz real estate investments can be a goldmine. However, Santa Cruz homes and commercial real estate properties also attract CGTs (capital gains taxes) that eat into your profits. However, owners of Santa Cruz Properties can use some tactics (legal, of course) to minimize or avoid capital gains taxes on real estate altogether so they can keep much of their sale proceeds.

Capital Gains Real Estate Tax?

Are you one of those with homes for sale in Los Gatos, CA, Capitola,…

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A man with boxes and a white van.

Relocating high-end real estate involves more than just moving items. It requires meticulous planning and attention to detail. Luxury moving services cater to these needs, ensuring valuable and delicate items arrive safely. When relocating high-end real estate, choosing the right service is key. From personalized moving plans to white-glove delivery, luxury movers provide a level of service that goes beyond standard moving companies. Clients can trust that their valuable possessions are in good hands and that their move will be seamless and stress-free. Here is what to expect when using luxury moving services for high-end real estate.

Personalized moving plans

After the closing process, it’s time to pack and move. First and foremost, every…

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Inside this Article:

  • What is the Closing Process?
    • Steps Involved in the Closing Process
    • Typical Closing Process Timeline
    • Factors Influencing the Duration of the Closing Process
    • The Closing Process in Santa Cruz Real Estate
    • A Market Competition
    • Rules in your area
    • Types of Property
    • Thoughts on the Environment
    • Tips for a Smooth Closing Process in Santa Cruz
    • Conclusion

Realtor and client discussing the closing process to purchase a home

Property taxes are an essential part of having a home because they pay for critical public services and affect the total cost of ownership. State laws, local tax rates, and land assessments affect Santa Cruz, CA property taxes. Homeowners and people who want to buy can make better choices if they know how these taxes are…

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Inside this Article:

  • What are Credit Scores
  • Importance of Credit Scores in Home Buying
  • Buying a Home in Santa Cruz, CA
    • Steps to Improve Your Credit Score
    • Preparing for a Mortgage Application
    • Market Conditions and Their Impact
    • Conclusion

Home with graph inside with realtor and percentage

Buying a home is a big step forward for many people and families. It means security, investment, and a place to call home. But buying a house can be hard because getting a mortgage depends on many different things. A credit score is one of the most important of these factors. In this piece, we'll talk about how important credit scores are when buying a home, especially in Santa Cruz, CA, and how your credit score affects your mortgage rates, interest rates, and general ability…

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Roommates are having fun watching TV on a couch because of the rise of co-living in California.

The rise of co-living in California is changing how people find housing. Co-living offers a modern solution to high rent and housing shortages. In California, more people are choosing to share living spaces, enjoying cost savings and social connections. This trend is growing in popularity among renters and homebuyers. Therefore, this article will explore co-living, its benefits, challenges, and future trends. It will also offer tips on choosing the right co-living space, highlighting how this innovative housing model is reshaping the way Californians live.

What is co-living?

Co-living is a modern housing concept where individuals share living spaces and resources. Unlike traditional housing, it emphasizes shared experiences and cost-effective…

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Inside this Article:

  • Understanding the Santa Cruz Market Landscape
    • Financing Strategies for Investment Properties
    • Conducting Due Diligence
    • Mitigating Risks and Ensuring Long-Term Success
    • Sustainable property management practices
    • Building a Reliable Support Network

Santa Cruz! Sun-drenched beaches, a relaxed college town vibe, and a stone's throw from Silicon Valley? Sounds pretty dreamy, right? Well, that dream translates into a reality for renters, making Santa Cruz homes for sale hot for investors looking to learn how to buy a rental property.

So, how can someone manage this unique market and be a successful landlord rather than just getting by?

This guide ditches the uninteresting pre-approval conversation…

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Inside this Article:

  • Understanding Your Vision: Crafting Your Dream Home
    • Researching Local Architects and Builders: Exploring Your Options
    • Evaluating Credentials and Experience: Choosing Qualified Professionals
    • Understanding the Design and Construction Process: Clarifying Expectations and Timelines
    • Navigating Permits and Regulations: Ensuring Compliance and Approval
    • Establishing Budgetary Parameters: Maximizing Value and Affordability
    • The Bottom Line

Example of proposed floor plan for residential home

Santa Cruz, located on the scenic California coast, and its surrounding communities are defined by a unique blend of vibrant cities and landscapes of natural beauty. Whether you're building a seaside home in West Santa Cruz, a small delight near the City of…

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Inside this Article:

  • Existing Single-Family Home Owners Are not Selling Like They Were
    • Remote Work Revolution and Suburban Migration
    • The Impact of the Tech Industry and Economic Resilience
    • Baby Boomers Are Holding Onto Their Large Single-Family Homes.
    • Santa Cruz Sanctuary: Single-Family Living's Coastal Escape Beyond Northern California

View over the ocean to Capitola, CA

Welcome aboard now as we dive right into the burning issue of single-family housing scarcity in Northern California. The appeal of this region, represented by its dynamic and spacious cities, breathtaking scenery, and promising careers, has always been a tempting factor for people of various social positions. Nevertheless, this highly prized region comes with a burden: the housing…

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