Explore our articles about buying a home in Santa Cruz.

Back Patio of a home in Santa Cruz

Mortgage interest rates have risen from their all-time lows in recent years, and the percentage of buyers who pay cash is growing.  Whether in outlying areas like San Lorenzo Valley and Scotts Valley or in town centers like the City of Capitola, there has been a noticeable upsurge in the number of property transactions completed entirely with cash over the past few months. Since October 2022, people who bought homes without the help of loans have made up more than 25% of the nation's real estate market. The percentage of homes sold in January 2024 reached a record-breaking 32%, the highest since June 2014, when a sizable chunk of the market consisted of cash buyers. For the same month the previous year, the percentage was 29%.

Who Are These Cash…

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A man with boxes and a white van.

Relocating high-end real estate involves more than just moving items. It requires meticulous planning and attention to detail. Luxury moving services cater to these needs, ensuring valuable and delicate items arrive safely. When relocating high-end real estate, choosing the right service is key. From personalized moving plans to white-glove delivery, luxury movers provide a level of service that goes beyond standard moving companies. Clients can trust that their valuable possessions are in good hands and that their move will be seamless and stress-free. Here is what to expect when using luxury moving services for high-end real estate.

Personalized moving plans

After the closing process, it’s time to pack and move. First and foremost, every…

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Home with graph inside with realtor and percentage

Buying a home is a big step forward for many people and families. It means security, investment, and a place to call home. But buying a house can be hard because getting a mortgage depends on many different things. A credit score is one of the most important of these factors. In this piece, we'll talk about how important credit scores are when buying a home, especially in Santa Cruz, CA, and how your credit score affects your mortgage rates, interest rates, and general ability to get a mortgage.


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What are Credit Scores

A credit score is a numerical representation of an individual's creditworthiness, typically from 300 to 850. This score is calculated based on several…

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Roommates are having fun watching TV on a couch because of the rise of co-living in California.

The rise of co-living in California is changing how people find housing. Co-living offers a modern solution to high rent and housing shortages. In California, more people are choosing to share living spaces, enjoying cost savings and social connections. This trend is growing in popularity among renters and homebuyers. Therefore, this article will explore co-living, its benefits, challenges, and future trends. It will also offer tips on choosing the right co-living space, highlighting how this innovative housing model is reshaping the way Californians live.

What is co-living?

Co-living is a modern housing concept where individuals share living spaces and resources. Unlike traditional housing, it emphasizes shared experiences and cost-effective…

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Santa Cruz! Sun-drenched beaches, a relaxed college town vibe, and a stone's throw from Silicon Valley? Sounds pretty dreamy, right? Well, that dream translates into a reality for renters, making Santa Cruz homes for sale hot for investors looking to learn how to buy a rental property.

So, how can someone manage this unique market and be a successful landlord rather than just getting by?

This guide ditches the uninteresting pre-approval conversation and directly enters the interesting parts. We will explain how to buy a rental property, how to gain a good return on your investment, and how to prepare for success in the long run.

Understanding the Santa Cruz Market Landscape

Finding the perfect rental property in Santa Cruz real estate is like…

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Example of proposed floor plan for residential home

Santa Cruz, located on the scenic California coast, and its surrounding communities are defined by a unique blend of vibrant cities and landscapes of natural beauty. Whether you're building a seaside home in West Santa Cruz, a small delight near the City of Capitola, CA, or a serene retreat in San Lorenzo Valley, you'll choose the best builders and architects to make your dream home a reality. Here's how to hire the right builders and contractors to ensure your new home matches your design and preferences.

Understanding Your Vision: Crafting Your Dream Home

Before embarking on the search for the perfect architect and builder, clearly articulating your vision for your future home is essential. Picture the kind of life you desire, along with the…

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View over the ocean to Capitola, CA

Welcome aboard now as we dive right into the burning issue of single-family housing scarcity in Northern California. The appeal of this region, represented by its dynamic and spacious cities, breathtaking scenery, and promising careers, has always been a tempting factor for people of various social positions. Nevertheless, this highly prized region comes with a burden: the housing shortage, as the region struggles to keep up with the snowballing demand for housing, including single-family homes. This demand outstrips the available supply, thus creating a housing crisis of such great magnitude.

The North California region's rapid economic development and growing labor market are well-documented facts. From giants like Apple, Google, and Facebook,…

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White vehicle parked on the road between palms in Beverly Hills.

Relocating to the Pacific Coast calls for a big decision between an urban oasis and a suburban retreat. Each offers a distinctive lifestyle that caters to different needs and preferences. Before settling on your next home, consider what aligns best with your personal and professional life. This choice significantly impacts your daily routine, social interactions, and accessibility to amenities. As you prepare for your West Coast move, it's essential to understand the nuances of both living environments to make a well-informed selection that enhances your quality of life.

Urban Living

Living in a city on the Pacific coast offers a dynamic lifestyle filled with numerous amenities and conveniences. California, Oregon, and Washington provide urban…

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Smart houses have evolved from mere thoughts to significant breakthroughs in the residential real estate market in Santa Cruz. This change is because of technological breakthroughs that have made it easier to quickly incorporate smart home elements into traditional residences, whether in thriving megacities or rural, smaller towns near Santa Cruz. Many automated and remote-controlled gadgets are now installed, assisting in simplifying and streamlining domestic tasks.

What is a Smart Home?

The meaning of a "smart home" isn't the same for everyone. If you ask two people browsing listings for homes for sale—one from West Santa Cruz and another from Scotts Valley—about what it means, you'll likely get two different, but maybe similar, answers. However,…

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Ever dreamed of living close to beachfront Santa Cruz? Picture this: cool ocean air whipping through your hair, towering redwoods all around you, and a happening town buzzing with life. Sounds pretty sweet, right?

If Santa Cruz is calling your name (and trust me, it's pretty tempting!), then getting a feel for the housing scene here is a good first step. National news might be all about crazy high home prices and mortgage rates going up and down, but homes for sale in Santa Cruz is a whole different story. Here, things work a little differently because it's such a special place.

Here's the key distinction: unlike the national trend, Redfin data (February 2024) shows Santa Cruz home prices experienced a 13.2% decrease compared to the previous year.…

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