Found 2 blog entries tagged as capital gains tax.

Santa Cruz County Market Advantage Location Infographic

The 2026 Santa Cruz market rewards a different kind of buyer. The median home price reached roughly $1.4 million this year, properties are moving in an average of approximately 45 days, and multi-family cap rates are holding between 4.15% and 7.18%. Layer in a 7.7% rent increase cap, a new 2% transfer tax on sales over $1.8 million, and the shifting rules around Proposition 19 inheritance, and it's clear that a spreadsheet alone won't get you there. Whether your goal is next quarter's cash flow or a portfolio your grandchildren will inherit, real estate investment strategies in Santa Cruz now demand a structured approach to underwriting, regulation, and land use — not just a good instinct for a deal.

This guide walks through how to analyze…

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Chart showing the widening gap between government tax policy and homeowners reality

That oversized house on a sunny Santa Cruz Street — the one with the garden full of memories — isn’t just a home. For many baby boomers’ real estate owners, it’s a nest egg, a lifetime of savings and decisions wrapped into one address. But now, a quirk in tax law is doing something unexpected: it’s locking many long-time Santa Cruz owners into homes they’d rather leave. That lock? capital gains tax Santa Cruz realities and the math that follows a sale.

This post explains how capital gains tax home selling rules are freezing the market in Santa Cruz, what it means for real estate buyers and sellers, the local communities, and practical steps you — whether buyer, seller, or advisor — can use to navigate the next year (and beyond). I’ll ground the…

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